SECURING A COMMERCIAL LOAN

Commercial loans are often necessary for small business owners who want to buy their own premises. However, these loans have their own unique rules and factors that affect how much you can borrow.

Simplifying Commercial Property Financing: Let Shelter Capital Do the Work for You

Financing a commercial property purchase can feel overwhelming for both new and experienced investors.

At Shelter Capital, we can help you find a commercial loan. We have access to a wide range of banks and lenders, allowing us to compare multiple loan options and find one that suits your needs.

Wide Variety of Options

Types of Commercial Property

Offices

Office spaces are a popular choice for commercial property loans. These properties are typically used for professional services, corporate headquarters or administrative purposes. Offices offer stability and attract tenants from various industries, making them an appealing option for lenders.

Factories

Factories are commercial properties designed for manufacturing or industrial activities. These properties often have specialised infrastructure and facilities to accommodate specific industrial processes. Due to their functional nature, factories are considered reliable collateral by lenders.

Warehouses

Warehouses, including showrooms and storage units, provide essential space for businesses to store inventory, display products or facilitate distribution. These properties offer versatility and can cater to a wide range of industries, making them an attractive option for lenders.

Retail Space

Retail properties encompass a diverse range of businesses, including shops, boutiques, shopping centers and malls. Retail spaces are particularly attractive to lenders due to their potential for consistent rental income and their location in high-traffic areas.

Shop Fronts

Shop fronts refer to the physical storefronts of businesses located in commercial areas. These properties often serve as the face of a business and are critical for attracting customers. Lenders value shop fronts as they typically generate stable rental income and are in demand in commercial hubs.

Residential Properties

Residential properties (block of units, house, unit, or townhouse) can also serve as security for commercial property loans, especially in mixed-use developments. A block of units, individual houses, units or townhouses that incorporate commercial spaces on the ground floor or within the development can provide an additional revenue stream and diversify the investment.

When it comes to commercial property loans, the type of property you choose as security can have an impact on the lending process. Different types of commercial properties present varying levels of risk to lenders, and understanding these distinctions can help you navigate the loan application process more effectively. At Shelter Capital, we specialise in commercial property loans and offer financing solutions tailored to different property types.

Work With Our Professional Team

Why Shelter Capital?

Standard security is a crucial aspect of commercial loans, and it is classified based on several important characteristics. At Shelter Capital, we understand the significance of these factors in securing a competitive commercial loan.

HAVING A WIDE APPEAL

Standard security properties are those that possess a broad market appeal. These properties attract a diverse range of potential buyers or tenants, ensuring their long-term value and marketability. Lenders favor properties with wide appeal as they are more likely to retain their value and generate consistent income.

BEING IN A GOOD LOCATION

Location plays a vital role in the success of a commercial property investment. Standard security properties are situated in prime locations that offer convenience, accessibility and potential for growth. Properties located in commercial hubs, high-traffic areas or regions with strong economic activity are considered favorable by lenders.

BEING ZONED APPROPRIATELY

Zoning regulations determine the approved uses of a property, such as residential, commercial, industrial, or mixed-use. Standard security properties are typically zoned appropriately for their intended purposes. Lenders look for properties that comply with zoning regulations, ensuring their suitability for commercial activities and minimizing potential legal or usage restrictions.

GET STARTED TODAY!

We specialise in assisting clients with their commercial loan needs. Whether you’re looking to purchase an office space, upgrade to a larger warehouse or make an investment in commercial property, our experienced team at Shelter Capital is here to help. We have the industry knowledge to guide you through the process of locating and securing a competitive commercial loan.

Contact Us Today

Are You Ready Get Started On Your Commercial Loan?

If you’re seeking to buy an office space, upgrade to a larger warehouse or make an investment purchase, Shelter Capital is available to assist you in locating and securing a competitive commercial loan.

Ready to take the next step in your commercial property journey? Contact Shelter Capital today to discuss your financing needs. Our knowledgeable team is available to answer your questions and provide assistance in securing a competitive commercial loan. Trust us to be your partner in achieving your commercial property goals.